Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself, or apartment or condo, and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Before buying a homeowners insurance policy, it's important to:
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your Suburban agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.
We have the markets and insurance solutions for your home with:
Farmers Insurance Company of Flemington
Preferred Mutual Insurance Company
Mercer Insurance Company
National General Insurance Company
Understand how homeowners insurance works in New Jersey -- check out this resource provided by the State of New Jersey, Department of Banking & Insurance.