Prepare Your Home Before the Winter Storm Hits

Frigid Weather Warning

With a severe winter storm expected to bring snow, ice, and dangerously cold temperatures to much of the country, now is the time for homeowners to take a few proactive steps. Cold weather can trigger costly damage, but a little preparation can go a long way toward protecting your home—and your wallet.

Here are some smart ways homeowners can prepare for a frigid weekend:

1. Protect Your Pipes from Freezing
Frozen pipes are one of the most common (and expensive) winter insurance claims.

• Insulate exposed pipes in basements, crawl spaces, garages, and exterior walls
• Let faucets drip slightly during extreme cold to keep water moving
• Open cabinet doors under sinks to allow warm air to circulate
• Know where your main water shutoff valve is, just in case

2. Keep Your Heating System Running Safely
A heating failure during sub-zero temperatures can quickly lead to damage.

• Schedule a furnace or boiler check if you haven’t already
• Replace HVAC filters to improve efficiency
• Keep space heaters at least three feet away from flammable items
• Never use ovens, grills, or generators to heat your home

3. Clear Snow and Ice Strategically
Heavy snow and ice buildup can create hazards and structural stress.

• Remove snow from walkways and driveways promptly to prevent ice buildup
• Safely clear snow from vents and exhaust pipes
• Avoid piling snow against the foundation of your home
• Use ice melt products that are safe for concrete and pets

4. Prepare for Power Outages
Strong winds and ice can lead to downed power lines.

• Charge phones and backup battery packs ahead of time
• Keep flashlights and extra batteries handy (avoid candles when possible)
• If you use a generator, operate it outdoors and away from windows
• Consider surge protectors to protect electronics when power is restored

5. Check Your Roof and Gutters
Ice dams and heavy snow can cause water to back up under shingles.

• Clear gutters so melting snow can drain properly
• Look for loose shingles or flashing before the storm arrives
• Watch for signs of ice dams forming along roof edges

6. Review Your Insurance Coverage
Winter storms can cause unexpected damage, and it’s important to know what your policy covers.

• Review your homeowner’s insurance for coverage related to frozen pipes, roof damage, and power outages
• Document your belongings with photos or videos for easy claims filing
• Contact us with any questions or concerns

A Little Preparation Can Prevent Big Headaches
Taking these steps now can help reduce the risk of damage and keep your home safe during extreme winter weather. If you have questions about your coverage or how to protect your property, contact us at 201-796-1881.